Independent Financial Advisor

As an independent financial advisory firm we have one goal: to help our clients structure the best financing solution for their project and organization, saving time and lowering costs in the process.

SJ Advisors’ professionals work in close partnership with clients.  We first seek to understand your goals and constraints, then we help you navigate the twists and turns inherent in any complex financial transaction.  We help you understand market dynamics, as well as the myriad options and details so that you can make better decisions along the way.


Company founder and president Steve Johnson serves not-for-profit and governmental clients as financial advisor and/or swap advisor. Steve earned an MBA at The Wharton School, an M.S. in systems & controls engineering at the University of West Florida, and a B.S. in electrical engineering at Rensselaer Polytechnic Institute. Read More


Joanne Thorndike has over 20 years experience working as a financial advisor to non-profits and governmental entities, most recently as a Managing Director at BLX Group LLC.  She has an MBA from the FW Olin Graduate School of Business at Babson College and earned her BA in Economics at Colby College. Read More


SJ Advisors is an independent firm, so our advice is not limited by any pre-existing relationships or constrained to a specified set of available financial products. The firm is a veteran-owned small business. We are not affiliated with any commercial or investment bank.

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